Choose the bike. Then choose how you pay.

Make it yours.

Choose your bike, confirm the size and availability, then arrange collection from Wallasey. The shop’s published payment methods include cash, debit and credit cards, excluding American Express, and contactless.

Direct online checkout will become available once our payment connection is ready. Your saved basket is a useful starting point for an enquiry.

Explore a monthly budget.

Use the calculator below to see how a deposit, term and assumed interest rate affect an estimated payment. This is a planning tool, not a finance quote or an application. The shop will confirm available arrangements and eligibility for your chosen bike.

Arrange a reservation.

The shop’s published reservation arrangement starts with a 20% deposit. Contact us to confirm the exact bike, size, price and reservation terms before paying. Saving a bike in your basket does not reserve stock.

The Pay-it-off Club.

Start with a 20% deposit and pay the remaining balance within three months, in instalments agreed with the shop. The published arrangement has no interest. Collect your bike after the full balance has been paid.

This is a way to plan ahead for your bike, including a birthday or Christmas. Confirm availability, payment dates and cancellation terms with us first.

Put your scheme to work.

We welcome major Cycle to Work schemes. Tell us your employer’s provider and the bike you have in mind before requesting a voucher. Savings, ownership arrangements and any fees depend on the scheme and your circumstances.

Collect with confidence.

Complete bikes are built and tuned before collection, with fit advice and three months’ servicing. Talk to us about a Merida online purchase for collection at Off The Rock, or arrange your purchase directly with our team.

A bike built around you.

Planning a custom build or component upgrade? Our workshop can discuss the frame, compatible parts, intended riding and budget before preparing a quote.